Services & Solutions
Housing loan application is a lengthy process from applying until the bank disburses the money for our home loan. It is also a daunting task to understand the housing loan terms and agreements. Contact us if you want a HASSLE-FREE experience when buying a house or you are in the situations below:
Liaise with different bankers to understand the loan packages then submit for loan application and follow up on the status of loan approval and disbursement.
Keep comparing the loan packages of different banks (e.g. CIMB, OCBC, Public Bank, RHB, Maybank, Hong Leong, HSBC & etc) and calculating the repayment.
Mortgage loan application is rejected due to bad credit history in CCRIS, high commitment or lack of financial documents such as salary slip, income tax documents & etc.
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Refinancing helps to reduce monthly loan repayments, lower the interest rates, consolidate outstanding loan, take cash out of our home for large purchases (e.g. buy second house), home improvement or change mortgage bank. We advise and assist for Refinance & Home Loan. Consult us if you are in these situations:
Huge burden for repayment of loan or paying too much on interest due to the interest rate of your current personal loan and credit card debts is too high.
Need high cash flow for business; Want to cash out for repaying existing loan or for other purposes like house renovation, personal use & etc.
Good credit history but loan application REJECTED by bank due to monthly total repayments amount for existing loan is exceeding 60% of your salary.
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Debt consolidation is the process of combining all of your outstanding debts into a single monthly payment. You only need to pay the new consolidation loan rather than to divide your payments into different creditors. We consult for debt consolidation to our clients when they are in these situations:
Feel like you are virtually drowning in too much debts by managing several debts such as housing loan, personal loan, car loan, credit card debt & etc.
Although the repayment of single debt is low, but the total monthly repayment of all outstanding debts is such a huge debt burden to carry on your shoulders.
The higher your credit card balances are relative to your credit limit, the higher its impacts to your credit score and your ability to get approved for new loans.
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Companies are taking out business loans in order to receive the financial assistance they need. Businesses need an adequate amount of capital for a variety of reasons, for example:
Funding expenses
Purchasing real estate and expanding operations
Purchasing equipment
Purchasing inventory
Increasing working capital
What kind of funding do you need? Our consultants are ever ready to assist.
Our consultants will assist to go through the customer background with the company profile to check eligibility and get the highest loan amount in longer repayment tenure at a lowest interest rate.